Head of Credit Division at First Women Bank Ltd

Qualification

M.Com/ M.A Economics/ MBA/ MPA or related degrees. Extra weightage will be given to DAIBP, LLB and Professional Accreditations/ foreign qualified and CRM certification

Age 40 to 50 years

Experience

Minimum 10 years banking experience with specialization in Corporate/ SME and Consumer Financing, evaluation and processing of Credit proposals, marketing of credit products and Risk Management.

Skills & Competencies

Positive attitude, leadership, excellent communication, presentation and analytical skills, business oriented, thorough knowledge of regulatory laws and regulations, sector/ Industry wise market dynamics, trends, Risk mechanics.

Key Responsibilities
* Develop business plans based on current economic, market trend and dynamics whilst keeping in view the bank’s industry relevant approach in different areas.

* Ensure operational and administrative handling of all credit facilities and transactions as per Bank’s Credit Policy.

* Responsible for driving the lending strategy of the bank whilst considering Industry analysis to maintain a secured credit portfolio. Ensure business growth (volume and size) as part of business plan.

* Ensure implementation of Bank’s policies and procedures and relevant prudential regulations modifications in letter and spirit through notifications and circulars/trainings.

* Regulate and review health of bank’s Credit portfolio whilst ensuring efficient service delivery to borrowers through timely disposal of Credit proposal.

* Coordinate with external and internal agencies and regulatory bodies for liaison, reporting as needed.

Send your CVs with recent photograph to: hr@fwbl.com.pk

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